Here you will find a copy of our Intellectual Property and User License agreement. Remember that all Tools, Templates, Policies and Procedures provided by us are PDF and/or password protected.

This protects you so that the figures, formulas and information on working documents cannot be changed except by us.

It also protects our decades of hard work and the “school fees” we paid.

Click IP Policy and User agreement JUL 2015 to download the license agreement